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Estimate the potential value of your Arizona injury case in about 2 minutes.
USE THE CALCULATOR ↓Free informational tool. Not legal advice. Hablamos español.
This calculator provides an informational estimate only. It is not legal advice and does not create an attorney-client relationship. Past results do not guarantee future outcomes.
Settlement values depend on many things this calculator can't fully capture. Here are the most important factors.
More serious injuries generally produce higher settlements. A sprain or bruise resolves in weeks; a surgery has months of recovery and significant medical bills; a permanent disability affects earning capacity and quality of life for decades. Documented medical treatment is critical — without medical records, even serious injuries are difficult to value.
All medical costs — emergency room, surgery, physical therapy, prescriptions, diagnostic imaging, and projected future care — are typically recoverable as economic damages. Documenting every expense is essential, including travel costs to appointments and any out-of-pocket medical equipment.
Past lost wages cover work you missed because of the injury. Future earning capacity covers reduced ability to earn going forward — relevant when an injury permanently limits your career. Salary, hourly wages, freelance income, tips, and self-employment income all count.
Non-economic damages compensate for physical pain, emotional distress, and reduced enjoyment of life. They are typically calculated using a multiplier method (medical expenses × a severity factor of 1.5x to 5x or higher) or a per-diem method (a daily rate × days of recovery). These damages are inherently subjective.
Arizona follows pure comparative fault (A.R.S. § 12-2505). Even if you are 90% at fault, you can still recover 10% of your damages. Settlement amounts are reduced by your assigned percentage of fault, so disputed liability or evidence that you contributed to the accident lowers your expected recovery.
The at-fault party's insurance policy limits often cap the practical recovery. If the at-fault driver carries Arizona's $25,000 minimum, that is often the realistic ceiling unless they have personal assets or you have underinsured-motorist (UIM) coverage on your own policy.
Insurance Research Council studies have repeatedly shown that represented claimants recover roughly 3 to 3.5 times more on average than unrepresented claimants. Experienced personal injury attorneys negotiate from a position of credibility — they know what cases are worth and they know which insurers settle versus which need to be sued.
You generally have 2 years from the date of your injury to file a personal injury lawsuit in Arizona (A.R.S. § 12-542). Some exceptions exist — including longer deadlines for cases involving minors, claims against government entities (which have shorter notice requirements), and discovery-based claims. After this deadline passes, you typically lose your right to recover compensation entirely.
Arizona is a pure comparative fault state (A.R.S. § 12-2505). Even if you were partially responsible — even 90% responsible — you can still recover damages, reduced by your percentage of fault. For example, if your case is worth $100,000 and you were 30% at fault, you can recover $70,000.
Arizona requires minimum auto liability insurance of $25,000 per person / $50,000 per accident for bodily injury, and $15,000 for property damage. Many at-fault drivers carry only these minimums, which can limit the practical recovery in serious injury cases unless additional coverage (UIM, umbrella policies, or personal assets) is available.
Unlike some states, Arizona generally does not cap compensatory damages in personal injury cases. There is no statutory limit on the amount you can recover for medical bills, lost wages, or pain and suffering. (Punitive damages, however, are subject to different rules and constitutional limits.)
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