Should I accept the insurance company's first settlement offer?

Almost never. First offers are designed to close the file cheaply, before you know the full extent of your injuries or future medical needs. Have an attorney evaluate the offer first — there is no charge for the consultation.

What if I was partially at fault?

Arizona's pure comparative fault rule means you can still recover even if you share blame. Your recovery is reduced by your percentage of fault — for example, 20% at fault on a $100,000 case still recovers $80,000.

How much is my car accident case worth?

Case value depends on the severity of injuries, medical costs, lost income, available insurance, and the strength of liability evidence. We give you an honest evaluation after reviewing your facts.

What if the other driver was uninsured?

About 1 in 8 Arizona drivers is uninsured. We pursue your own UM/UIM coverage and any other available sources, including employer or vehicle owner liability.

Do I need a lawyer for a minor car accident?

If you have any injury at all — even soft-tissue pain that lingers — talk to a lawyer. Many 'minor' injuries become serious. The free consultation costs you nothing.

How long do car accident cases take to settle?

Simple cases can resolve in 4-8 months. Cases involving serious injuries or disputed liability typically take 12-24 months. We push for the fastest fair resolution — never speed at the expense of value.

Car Accident Lawyer in Phoenix and Across Arizona

Over 121,000 crashes happen on Arizona roads every year. Our Phoenix-area attorneys help drivers, passengers, and families recover the compensation they deserve — at no cost unless we win.

Get a Free Case Review (602) 555-0100

Auto accidents are the most common cause of personal injury claims in Arizona, with over 121,000 reported crashes statewide last year. From rear-end collisions on I-10 to intersection crashes in Mesa and Glendale, the team at Saguaro Injury Law has handled thousands of car accident cases across the Phoenix metro.

We help injured drivers, passengers, and their families recover the compensation they deserve — and we do it without charging a fee unless we win. With offices in Avondale, Goodyear, Mesa, Glendale, North Phoenix, and South Phoenix, a Saguaro car accident lawyer is always close by.

Insurance companies are not on your side. Their adjusters are trained to minimize what they pay. We level the playing field — investigating crashes, working with reconstruction experts, and pushing for the full value of your claim.

Common Causes of Car Accident Cases

Distracted driving (texting, phone, GPS)
Drunk and impaired driving
Speeding and aggressive driving
Running red lights and stop signs
Following too closely (rear-end collisions)
Drowsy or fatigued driving
Weather (monsoons, dust storms)
Mechanical failures
Construction zones
Distracted commercial drivers

What to Do After a Car Accident

01
Call 911 immediately
02
Get medical attention, even if you feel fine
03
Document the scene with photos and video
04
Exchange contact and insurance information
05
Identify witnesses and get their contact info
06
Don't admit fault or apologize
07
Don't speak to the at-fault driver's insurer
08
Contact a personal injury attorney before signing anything

What Compensation You May Be Entitled To

Common categories of damages we pursue for clients.

Medical Bills

Past and future medical care, surgeries, therapy, and prescriptions.

Lost Wages

Income lost during recovery and time off for medical appointments.

Pain & Suffering

Physical pain and discomfort caused by your injuries.

Emotional Distress

Anxiety, depression, PTSD, and other psychological harm.

Property Damage

Vehicle repair or replacement and damaged personal items.

Loss of Earning Capacity

Reduced ability to earn income going forward.

Loss of Consortium

Loss of companionship and support for spouses and family.

Disability / Disfigurement

Long-term limitations and visible scarring or disability.

Arizona Legal Info You Should Know

Statute of Limitations: 2 Years

Most claims must be filed within 2 years of the date of injury. Missing this deadline will permanently bar your case.

Pure Comparative Fault

Arizona follows a pure comparative fault rule, meaning your recovery is reduced by your share of fault — but you can still recover even if you were mostly at fault.

Mandatory Minimum Insurance: 25/50/15

Arizona drivers must carry $25K bodily injury per person, $50K per accident, and $15K property damage — minimums that often fall short of real damages.

Uninsured Motorist Coverage

Insurers must offer UM/UIM coverage in Arizona but it can be rejected in writing. We review every policy to find every source of recovery.

Why Choose Saguaro for Your Case

Local

Five offices spanning the Phoenix metro, from Avondale in the West Valley to Mesa in the East. We know Arizona courts, judges, and insurance companies.

Bilingual

Spanish-speaking staff at every location, every step of the way. Your case is handled in the language you're most comfortable with.

Experienced

Decades of combined experience handling Arizona personal injury cases. We've recovered millions for clients across the state.

No Fee Promise

You pay nothing unless we recover compensation for you. Free consultations. Case-related expenses advanced on your behalf.

Frequently Asked Questions

Almost never. First offers are designed to close the file cheaply, before you know the full extent of your injuries or future medical needs. Have an attorney evaluate the offer first — there is no charge for the consultation.

Related Practice Areas

Pedestrian and Bicycle Accidents

Learn More

DON'T WAIT

Arizona's Statute of Limitations is 2 Years.

The sooner you call, the more we can do to protect your rights. Call us 24/7 — there's no charge to find out if you have a case.

(602) 555-0100