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Auto Accidents

Truck Accident Cases — Why They're Different

Federal regulations, multiple defendants, and higher policy limits change everything.

2026-02-18 8 minSaguaro Injury Law

Federal regulations Commercial trucks are governed by the Federal Motor Carrier Safety Regulations covering hours of service, maintenance, and driver qualifications. Violations are powerful evidence.

Multiple defendants A truck crash can involve the driver, the carrier, the trailer owner, the cargo loader, and the maintenance contractor — all potentially liable.

Higher policy limits Federal minimums for interstate carriers start at $750,000 and routinely reach $1M+, vastly higher than typical car insurance.

Evidence preservation Spoliation letters must go out immediately to preserve electronic logging device data, dashcam footage, driver qualification files, and maintenance records.

Why specialized counsel matters General-practice attorneys often miss critical evidence and defendants. Truck cases reward specialization.

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