Economic damages are the measurable losses: emergency care, hospitalization, surgery, rehabilitation, and future medical treatment; lost wages during recovery; reduced earning capacity when injuries change what work is possible; and property damage.
Non-economic damages compensate the human side: physical pain, the disruption of daily life, and the lasting effects of serious injuries. There's no receipt for these, which is why thorough documentation of how injuries actually affect a person's life matters so much.
Where the money comes from. Federal rules require most interstate for-hire carriers to maintain at least $750,000 in liability coverage — a floor that exists because truck injuries tend to be severe. More than one policy may apply when several companies share responsibility, and your own uninsured and underinsured motorist coverage can become part of the recovery when the truck's coverage falls short or several injured people share one policy.
What reduces a recovery. Arizona follows pure comparative negligence: a claimant found partly at fault recovers a reduced amount by that percentage, never nothing. Resolving too early can also quietly reduce a recovery, if future care wasn't yet understood when the claim settled.
Every claim's numbers are its own — averages found online say little about a specific case. A review of the actual facts is the reliable way to understand what a claim may support.
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