What "worth it" depends on
Whether there are injuries and how long treatment lasts. Whether the other driver's insurer is disputing fault. Whether the other driver has enough coverage. Whether the insurer's offer arrived before the full picture was known. Each of those is a point where a claim handled alone can leave value behind.
What an attorney changes
Evidence gets preserved in the first week rather than reconstructed later. Every policy that may apply gets reviewed, including your own uninsured and underinsured motorist coverage, which Arizona insurers must offer. Medical and wage documentation is organized so the file is complete. Communication with insurers runs through the firm. The settlement decision stays yours, with an honest read attached.
What it costs
Contingency: nothing upfront, nothing hourly, a percentage of the recovery only if there is one. The written agreement states the percentage and how case costs are handled.
The fifteen-minute answer
A free consultation is the practical way to decide. Describing the crash, the injuries, and the insurance picture takes a few minutes, and the honest answer may be that you don't need a lawyer for this one.
Where to go from here
Our practice areas page covers the case types we handle, and there's a full guide on how to choose a personal injury attorney in Phoenix. A free consultation is available any hour — in English or Spanish. (602) 217-0000.